All pension resources

Our mission is to make pensions less boring and complicated. Get clarity and inspiration with our jargon-free resources.

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Employer tools

Boost your business with tips and insights about workplace pensions. Visit our knowledge centre for all your workplace pension queries.

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Pension saver guides

Level up your pension knowledge. Everything you ever needed to know about pensions can be found here.

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News and insights

We’re on a mission to make pensions and financial wellbeing less boring and complicated. Our articles focus on clarity and inspiration, as jargon-free as possible.

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Penfold user guides

Support guides for using Penfold. Wondering how to combine pensions with our app? Foxed by your forecast? All you need to know about using Penfold is here.

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What is a pension?

Pension basics

What a pension actually is, the different pension types available, and why it might be worth paying into a pension.

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How do pensions work?

Pension basics

Paying into a pension, tax relief, contribution limits, fees and accessing or withdrawing from a pension.

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Are pensions worth it?

Pension basics

The benefits of pensions, including tax benefits and a comparison of pensions against other savings accounts such as ISAs.

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Do you pay tax on a pension?

Pension basics

How much tax can be paid on a pension, tax on pension lump sums, pension tax rates, avoiding pension tax and claiming tax back.

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Pension tax relief explained

Pension basics

What is pension tax relief, how it works, how to claim pension tax relief, tax-free pension allowances and claiming higher rate tax relief.

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How to set up a pension

Pension basics

Setting up a private pension from scratch or with a transfer from an existing pension account.

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What is a pension fund?

Pension basics

Types of pension fund explained, how to invest into a pension fund and transferring or inheriting a pension fund.

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How to choose a pension fund

Pension basics

Choosing a pension fund based on fund breakdown, performance, fees, risk and ethics.

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Workplace pensions explained

Pension types

What workplace pensions are and how they work. Qualification, enrolment and opting out of a workplace pension. What happens to a workplace pension when leaving a company or after passing away.

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What is a defined contribution pension?

Pension types

Defined contribution pensions explained, including how they work and a comparison with defined benefit pensions.

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What is a defined benefit pension?

Pension types

How defined benefit pensions work, calculating defined benefit pension value and how to access a defined benefit pension.

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What is a private pension?

Pension types

How private pensions work, paying into one, taking benefits, tax on private pensions and more.

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